[121space team]

There are many resources for homeowners having trouble making their mortgages.

For tips, go to:
The Federal Trade Commission's fact sheet "Mortgage Payments Sending You Reeling? Here's What to Do," http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea04.shtm
The Department of Housing and Urban Development's list of approved housing counseling agencies, http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
Expert Talk, http://expert-talk.com/tags/f/foreclosure.htm
Freddie Mac's guide to avoiding foreclosure, http://www.freddiemac.com/corporate/buyown...oreclosure.html
NeighborWorks America's Center for Foreclosure Solutions, http://www.nw.org/network/neighborworksPro...ons/default.asp
The Homeownership Preservation Foundation's national housing hotline, 1-888-995-HOPE

Real Estate Experts
J. P. Vaughan, Publisher of Creative Real Estate Online, http://www.creonline.com
Robert Bruss, well known real estate columnist and lawyer, publishes a monthly newsletter, http://www.inman.com/
John Reed, author of several landlording books, also publishes a newsletter, http://www.johntreed.com/realestate.html
William Bronchick, attorney and author of the book Flipping Properties (Dearborn, 2001) and several home study programs; web site contains many free articles and links to other resources, http://www.legalwiz.com
Jeffrey Taylor, publishes ��‚��“Mr. Landlord��‚��, the largest landlording newsletter, http://www.mrlandlord.com/

Some groups that can provide counseling or information:
Americans for Fairness in Lending, http://www.affil.org
Consumer Federation of America, http://www.consumerfed.org
Neighborhood Assistance Corporation of America, http://www.naca.com
ACORN Housing, http://www.acornhousing.org
National Community Reinvestment Coalition, http://www.ncrc.org
Center for Responsible Lending, http://www.responsiblelending.org
National Association of Consumer Advocates, http://www.naca.net
HomeFree-USA, http://www.homefreeusa.org

Financing
Hard Money (information on creative financing, specializing in non-conventional situations), http://www.hardmoney.com/

Landlording
Complete Landlord Advisor http://completelandlord.com/
National Association of Independent Landlords, http://www.nail-usa.com
Nolo: Law Books, Legal Forms and Legal Software, http://nolo.com/resource.cfm/catID/5944A0D...FB66A9/213/178/
The Landlord Protection Agency, http://www.thelpa.com/

Certified Professional
American Society of Home Inspectors, http://www.ashi.org/
National Association of Certified Home Inspectors (NACHI), http://www.nachi.org/

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